Terms of Use

1. Welcome to LoanMilo

Thank you for using LoanMilo (“we,” “our,” or “the App”). By accessing or using our services, you agree to these Terms of Use. If you do not agree, please do not use the App.

We may update these Terms from time to time. When we do, we’ll revise the “Effective Date” and post the updated version here. Continuing to use the App means you accept the latest Terms.

2. Who Can Use LoanMilo

To use LoanMilo, you must be:

• At least 18 years old

• Legally capable of entering into binding agreements

If you are using the App on behalf of a business or organization, you confirm that you have the authority to bind that entity to these Terms.

3. Your Account & Security

Some features require you to create an account. You must provide accurate, up-to-date information and keep it current.

You’re responsible for keeping your login credentials secure. If you believe your account has been compromised, contact us immediately.

We are not responsible for any losses resulting from your failure to secure your account.

4. What LoanMilo Offers

LoanMilo provides tools to help teams collaborate effectively. Services may include:

• Project management and task tracking

• File sharing and document collaboration

• Team chat and communication channels

• Calendar and scheduling features

We may add, change, or remove features at any time without prior notice.

5. Your Responsibilities

By using the App, you agree to:

• Provide accurate and truthful information

• Use the App only for legal and intended purposes (collaboration and productivity)

• Avoid disrupting, harming, or misusing the App or its features

• Not engage in spamming, harassment, or other disruptive behavior

You are responsible for all activity under your account. Violations may lead to account suspension or termination.

6. Prohibited Activities

While using the App, you agree not to:

• Violate any laws or regulations

• Spread malware, viruses, or harmful code

• Access or tamper with accounts or data that aren’t yours

• Harass, stalk, exploit, or harm other users

• Attempt to reverse-engineer, decompile, or manipulate the App’s code or systems

Such actions may result in immediate removal from the platform and possible legal consequences.

7. Data & Privacy

We handle your personal information and team data in accordance with our Privacy Policy. By using the App, you consent to how we collect, store, and process your data.

8. Limitation of Liability

To the extent permitted by law, LoanMilo is not liable for:

• Indirect, incidental, or consequential damages

• Loss of data, productivity, or business opportunities

• Errors or omissions in any data, files, or communications shared via the App

We strive to offer a reliable and useful collaboration platform but cannot guarantee it will always be available, secure, or completely error-free.

9. Account Closure

We may suspend or terminate your account if you violate these Terms or misuse the App.

You may request to close your account at any time by contacting our support team. Once closed, your access to the App and related data will end (subject to our data retention policies).

10. Changes to These Terms

We may modify these terms at any time. When we do, we’ll post the updated version with a new effective date.

By continuing to use LoanMilo, you agree to follow the most current version of the Terms.

11. Governing Law & Disputes

Any disputes will be resolved through binding arbitration in that jurisdiction, unless otherwise mutually agreed.

12. Contact Us

Have questions or concerns? We’re here to help.